At CAP, our commitment to your personal and professional well-being goes beyond the exceptional protection you get from outstanding medical malpractice coverage.
You may not know that you automatically receive several insurance benefits that include:
- Group Life Insurance Policy: $10,000 coverage in the event of death
- Group Long-Term Disability Insurance: Up to $2,000/month for up to two years
- Employment Practices Policy (EPP):¹ Up to $50,000 for legal expenses associated with employment-related lawsuits
- MedGuard Policy: Up to $25,000 per year in legal expenses associated with certain disciplinary proceedings or government investigations of alleged fraud, abuse, or noncompliance
- CyberRisk Insurance:¹ Provides $50,000 of protection against potential data breaches
Extra Coverage Is Critical
As a physician, you are uniquely vulnerable to a variety of risks that could impact you, your family, and your hard-earned assets. Protecting your livelihood should be a top priority. That’s where extra insurance coverage becomes essential, and that’s why CAP works with Symphony Health, our preferred partner for your business and personal insurance needs. Their licensed professionals provide personalized assistance with a wide range of essential insurance coverages to supplement your medical malpractice coverage--all in one place at competitive rates.
Protecting your livelihood should be a top priority. Solid disability coverage is key to safeguarding your income and other assets should you become unable to work due to illness or injury.
Short-Term Disability
When life unexpectedly happens, short-term disability insurance can help preserve your assets if you‘re unable to work as you recover from injury, illness, or pregnancy-related medical issues.
Top benefits of Symphony Health’s short-term disability coverage:
- $1,000 weekly benefit²
- Highly competitive rates
- Easy claims filing
- Begins paying after 14th day of illness or injury
- Supplements wait-time gap for long-term disability insurance
- No medical exam required, no health questions asked!
Long-Term Disability Insurance
Regardless of your age or stage in your medical career, long-term disability is essential. This must-have coverage provides a steady stream of income to help cover your living expenses during an extended illness or after a disabling accident.
Top benefits of Symphony Health’s long-term disability coverage:
- Up to a $10,000 monthly benefit³
- Highly competitive rates
- Easy claims filing
- No medical exam required or health-related questions to answer!
To learn more, email healthcareservices@symphonyrisk.com or call 800-819-0061.
¹Various deductibles and/or exclusions may apply.
²Must be currently working in healthcare at least 17.5 hours per week/per calendar quarter and not currently disabled or at time coverage becomes effective. Limited time pre-existing condition exclusion may apply.
³Must be currently working in healthcare at least 17.5 hours per week/per calendar quarter and not currently disabled or at time coverage becomes effective. Limited time pre-existing condition exclusion may apply; $200,000 annual income required to qualify for $10,000 monthly benefit otherwise benefit will be based on 60% maximum.