Secure, affordable options on medical malpractice coverage and added benefits to help you sustain a viable independent practice. Your financial security and practice success are always our priority.
Save up to 40% on your medical malpractice coverage when you make the switch to CAP.
CAP’s Mutual Protection Trust has earned an A+ (Superior) rating by A.M. Best since 2006. You can rely on solid coverage when you need it most.
Included Medical Malpractice Coverage Features
Prior-acts (nose) Coverage -- No need to buy tail coverage
Free Tail Coverage – Provided upon retirement
Telemedicine Coverage – Included for California-based patients
In-House Claims and Legal Representation -- Uncompromising expert defense
Free Practice and Risk Management Benefits - To protect your patients and bottom line
Physician-Owned and Physician-Governed – For doctors, by doctors since 1975
CAP Members Get More Than Medical Malpractice Coverage
No-cost supplemental business insurance benefits protect physicians from the risks associated with running a medical practice and include:
- Employment Practices Plan (EPP): Up to $50,000 for legal defense costs for employment-related lawsuits
- MedGuard Plan: Up to $25,000/year in legal expenses for disciplinary proceedings, alleged fraud and abuse and regulatory non-compliance
- CyberRisk Insurance: $50,000 for potential data breaches
Life and disability benefits are automatically provided at no cost to help protect physicians and their families in the event of injury, illness, or loss, and include:
- Group Life Insurance Policy: $10,000 coverage in the event of death
- Group Long Term Disability Insurance: Up to $2,000/month for up to two years
Complimentary practice management assistance and assessments to help physicians and their staff manage daily business operations for areas like:
- Billing/coding
- Regulatory changes
- Front/back-office procedures
- And more!
A suite of free and discounted practice management products and services provided through industry-leading vendors for support with:
- IT and cybersecurity
- Free group purchasing program
- Practice marketing
- And more!
Free human resources assistance for medical practices from CAP’s own HR professionals who can help with:
- Free HR manual
- Employment termination
- Wage and hours inquiries
- And more!
Personal attention from expert risk management and patient safety specialists to minimize liability risk through:
- 24/7 Risk management hotline
- Risk assessments
- CME education
- And more!
Unparalleled Claims and Legal Representation
