If you are 65 or older, you face a dilemma your younger coworkers do not, and that is this: Is your employer-provided health insurance plan really your best possible option? The honest answer is: Maybe. It depends.

California law requires employers to have workers’ compensation insurance for their employees. CAP Physicians Insurance Agency, Inc. frequently runs into two main questions about whether our members need to carry workers’ compensation insurance coverage to comply with state law.

Are you trying to save a few dollars by buying your business owner, workers’ compensation, and auto insurance through various agents or insurance companies? You’re not alone — almost half of small business owners use more than one insurance market — but you may be putting your business at risk.

Whether you have a staff of one or 100, your employees play a big role in your practice’s daily success, so when an injury occurs on the job, both productivity and profits suffer.

Wildfires are happening more frequently and causing more damage. Here are some tips you can implement to prepare for a wildfire at your home or office.