The reality of running a business is everyone who employs workers runs the risk of being sued. Companies such as medical practices do not always have defined Human Resources policies and procedures, which leave them more vulnerable to litigation.

As the political debate over repealing and replacing “Obamacare” persists, the Affordable Care Act (ACA) itself set off a number of important changes across multiple agencies and industries – changes that seven years on, continue to shift and reshape.

This month, our “Member Profile” column features a heartwarming story about two CAP members and their remarkable friendship. Dr. Colleen Coleman has been a CAP member since 2006, and Dr. Brian Dunn has been a CAP member since 2004.

Last month, CAPsules addressed alternatives to current methods for federal funding of Medicaid and examined “block grants” -- a method by which a total fixed dollar amount is given to every state to run the program. Another path being considered is the “per capita allotment” model, consisting of a per-patient-per-month capped amount.

Members of the Cooperative of American Physicians are privileged to receive a benefit not available through any other medical professional liability provider – exclusive access to a dedicated insurance agency.