It’s difficult to consider that at some point in our lives we may need help with basic everyday living needs, and even more difficult for some to discuss with family members who will care for you when you can no longer care for yourself.
Many employers see dental and vision coverage only as nice-to-have benefits in a tight labor market. But offering dental and vision insurance can also reduce healthcare costs. Eye exams and dental exams can uncover diseases early, reducing the chances that a patient will need a more serious and costly medical intervention.
Did you know that 48 percent of employees would change jobs for more benefits? That’s half of the workforce, and certainly proof that the benefit package employers offer makes a huge difference in how they stand out with potential candidates in the marketplace (or existing employees for that matter).
Effective July 1, 2018, the California Legislature, under Senate Bill 189, will broaden the criteria for owners in some entity types to be eligible for exclusion on new and renewal policies.
Whether it’s wishful thinking or just poor planning, most of us don’t give much thought to preparing for a possible calamity. But life happens and an incident such as an automobile accident or slip and fall by a visitor in your home can leave you vulnerable to a substantial liability claim to your personal lines policy.