Due to the high number of devastating wildfires California has experienced in the past two years, homeowner insurance coverage is getting harder to place and sometimes next to impossible to obtain in high-risk locations. 

As a physician, you handle patient diagnoses with due diligence, taking the right steps to consult with peers, order the right tests, analyze results, and offer the best guidance for safe and effective treatments. Yet, many physicians do not practice the same diligence when safeguarding themselves or their livelihoods.

CAP Agency certainly hopes you and your family were not affected by the fires in California last year. When disasters like this happen, it is always an opportunity to reflect on your personal insurance. Once we get the coverage for our homes, we often forget to review it regularly to make sure we still have the protection we need if something were to occur.

Today CAP announced that CAP Physicians Insurance Agency, Inc. (CAP Agency), a wholly owned subsidiary of CAP, was recently appointed to The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country.

In a recent release, the California Labor Commissioner's Office reminded employers they must maintain valid workers' compensation insurance coverage for all workers, including part-time employees.