Value-Added Benefits
As a HAPI physician, you enjoy a wide range of additional resources, benefits, and programs specially designed to minimize risk, maximize protection, and foster growth for your practice -- all at no additional charge.
CAP Group Critical Illness Insurance1 pays you, your spouse, and dependent child a lump sum benefit that you select for certain conditions such as cancer, heart attack, stroke or major organ failure. You can use this coverage more than once. If you receive a full benefit payout for a covered illness, your coverage can be continued for the remaining covered conditions.
Plan Design:
- Member: $10,000, $20,000 or $30,000 of available coverage
- Spouse: $5,000, $10,000 or $15,000 of available coverage
- Dependent Child(ren): Automatically covered at 25% of the member amount
Covered Conditions:
- Heart attack, blindness, major organ failure, end-stage renal (kidney) failure, benign brain tumor, coronary artery bypass surgery (25%), cancer, carcinoma in situ (25%), stroke, coma, paralysis
For additional details, please download this flyer. Please complete the Quote Request Form to receive rates for the coverages you are interested in and return it via fax to 213-947-4637. Program conditions and deadlines may apply.
1 Pre-existing condition exclusions apply. Member must purchase coverage in order to purchase spouse and/or child coverage and must be working at least 17.5 hours a week to be eligible to apply for coverage. Member must purchase coverage in order to purchase spouse and/or child coverage; Spouse issue ages 17 to 64 years only; dependent children ages newborn to 26. Must have comprehensive medical coverage in order to apply for Critical Illness coverage.
CAP Group Accident Insurance1 pays you, your spouse, or dependent child a set benefit amount that covers certain conditions in the event of an accident such as hospitalization, blood/plasma/platelet transfusions, burns and joint dislocations.
Plan Design:
- Coverage any time
- Portable if you leave CAP or retire
- Available family coverage
Added Coverage:
- $50 wellness benefit - per insured, per calendar year for receiving a covered health screening
For complete details, please download this flyer and this schedule of benefits. Please complete the Quote Request Form to receive rates for the coverages you are interested in and return it via fax to 213-947-4637. Program conditions and deadlines may apply.
1 Pre-existing condition exclusions apply. Member must purchase coverage in order to purchase spouse and/or child coverage and must be working at least 17.5 hours a week to be eligible to apply for coverage. Member must purchase coverage in order to purchase spouse and/or child coverage; Spouse issue ages 17 to 64 years only; dependent children ages newborn to 26. Must have comprehensive medical coverage in order to apply for Critical Illness coverage.
Protect yourself and your family from the unexpected with term life insurance. Upon death, this coverage pays $10,000 to a designated beneficiary.
For more information, contact CAP Physicians Insurance Agency at 800-819-0061 or benefits@CAPphysicians.com.
Provides up to $2,000 a month in disability for 24 months to help with the loss of income in the event a member becomes disabled. Benefits are payable after the 91st day of disability, or after 31st day for pregnancy-related claims.
For more information, contact CAP Physicians Insurance Agency at 800-819-0061 or benefits@CAPphysicians.com.
Reimburses up to $25,000 of coverage for legal defense costs arising from inquiries by the Hawaii Medical Board, allegations of Medicare/Medicaid fraud and abuse, or alleged noncompliance with HIPAA or EMTALA regulations.
For more information, contact CAP Physicians Insurance Agency at 800-819-0061 or CAPAgency@CAPphysicians.com.
Online medical records can mean exposure to data breaches, heavy regulations, and the threat of patient identity theft. The CyberRisk Liability Policy provides you with:
- $50,000 of protection against potential data breach, including privacy liability, computer information security, and electronic media liability.
- Expenses related to patient notification of up to 5,000 records – more for larger groups
*Various exclusions may apply.
For more information, contact CAP Physicians Insurance Agency at 800-819-0061 or CAPAgency@CAPphysicians.com.
Our wide variety of complimentary services helps you run a successful practice, including:
- CAP Purchasing Alliance - a free member benefit that saves you money on everyday purchases of supplies and services for your practice
- Practice Guides - get access to educational guides to help you meet the latest healthcare regulations, improve patient satisfaction, and increase the success of your practice
- A variety of innovative resources and programs designed to help our members run efficient practices.
Learn more about CAP Practice Management Services. For more information about any of CAP’s practice-enhancing CAPAdvantage programs, call 888-645-7237 or email CAPAdvantage@CAPphysicians.com.
- Access the tools and resources you need to reduce risk, maximize patient safety and satisfaction, and run a more successful practice.
- Read CAP's series of newsletters and digests that provide risk management and practice management expertise, addressing the topics you need to know about now.
- CAP’s free quarterly webinar series covers a wide range of topics including coding and reimbursement, HIPAA compliance, online reputation management, workplace violence, human resources, and more. View past webinars online.
General Inquiries/Membership Services
800-610-6642
MS@CAPphysicians.com
CAP Physicians Insurance Agency Life and Disability Benefits
800-819-0061
benefits@CAPphysicians.com
CAP Physicians Insurance Agency Business Insurance
800-819-0061
CAPAgency@CAPphysicians.com
Practice Management Services
888-645-7237
CAPAdvantage@CAPphysicians.com